Fees & Insurance

How much do you charge?

Dr. Young’s fee is $125 for a 50-minute session.  John Snyder’s fee is $110 for a 50-minute session. Kristen Jones’s fee is $30 for a 50-minute session.

This fee covers a full 60 minutes, as it includes 10 additional minutes of preparation and note-taking time.  Our therapists spend a considerable amount of time above and beyond this pursuing continuing education, attending professional conferences and trainings, and researching clients’ conditions and how to better treat them.

Do you accept insurance?

We accept Anthem Blue Cross Blue Shield, Tricare, Aetna, Cigna, and MHNet (John Snyder accepts Anthem Healthkeepers and Aetna, but Dr. Young does not). In most cases, you will only be expected to cover a copay, the amount of which is dependent on your plan. For other insurance companies, we would be considered out-of-network providers, and you should check your out-of-network benefits to find out how much of our fee might be covered. Companies such as United and Optima often have very good out-of-network benefits so we highly recommend checking. We do not accept Medicare or Medicaid, and they will not reimburse you for any portion of the fee.

Is teletherapy or online therapy covered by insurance?

While most insurance plans cover most behavioral health problems, they typically require therapy to take place in a psychologist’s office, and almost no plans cover online therapy, also known as teletherapy.

Is marriage counseling covered by insurance? 

If you are interested in seeing Dr. Young for marriage counseling, sex therapy, or online therapy, you must call your insurance company to see if your sessions will be covered. While some of the more expensive plans cover theses services, many affordable plans do not. But you should never assume either way. When you call your insurer, DO NOT use the words “marriage” or “couples,” or they will give you inaccurate information. Tell them that the service code is 90837 and give them one of the following diagnostic codes…

  • Marriage or couples counseling:  Z63.0.
  • Low sexual desire:                          F52.22
  • Erectile Disorder                            F52.21

If one of these codes is not covered, sometimes your insurance company representative will advise you to ask the provider to code the diagnosis as Major Depression or an anxiety disorder. However, we have to be honest with them when we enter these codes for legal reasons.

Click the links below to read about some of the insurance companies’ policies: